We partner with Acorn Finance to give our customers a simple, transparent way to compare real loan options—without impacting your credit score.
Acorn Finance is a digital marketplace that puts the power of choice in your hands by connecting you with a network of top-tier lenders for your property project. In just seconds, you can compare personalized loan offers and competitive interest rates for your new garage, cabin, or backyard structure—all with a simple pre-qualification process that has no impact on your credit score. This transparent, paperless solution allows you to find a monthly payment plan that fits your budget, giving you the freedom to invest in a high-quality build today without the wait.
Enjoy the extra space you need without a large upfront investment. SmartPay’s Rent-to-Own program features no credit check, a simple approval process, and affordable monthly payments.
Start with a low down payment and take ownership at the end of your agreement. Every Rent-to-Own purchase also includes a 90-Day Same-as-Cash option, allowing you to pay off your balance within the first 90 days with no additional financing charges.
SmartPay has helped thousands of customers get the storage building they need without traditional financing. Choose the shed, garage, or outdoor structure that’s right for you, make affordable monthly payments, and enjoy it on your property while you work toward ownership. In many cases, your monthly payment is comparable to renting a self-storage unit—but you’re investing in a building you’ll eventually own.